• Affordable monthly payments

    Affordable monthly payments

    Deals with competitive APR & Interest rates

  • Huge car choice

    Huge car choice

    Choose from any reputable FCA Approved dealer

  • Reviews

    Reviews Star

    Rated excellent by our Customers

  • Decision in minutes

    Decision in minutes

    From a huge range of trustworthy lenders

Rates from 11.9%. Representative APR = 19.9%*.

*11.9% Representative Example = £6,086.80 Balance to Finance. Monthly payment £133.24 x 60 months. Total payable £6,907.79. Rates may differ as they are dependent on individual circumstances. Subject to status.
23.9% APR Representative Example = £7,300 balance to finance. Monthly payment: £186.51 x 60 months. Total amount payable: £11,190.60. (Hire Purchase Examples).
Refused Car Finance is a credit broker, not a lender.

Fast & Friendly Car Finance in 3 Simple Steps…

woman applying online

1. Get a Quote.

Start your free, no-obligation application today—it won’t affect your credit score!

choose the car you want

2. Choose Your Car.

Pick a car that fits your budget from verified dealerships across the UK.

Happy  with new car

3. Drive Away!

Complete the paperwork, pick up your car, and hit the road—hassle-free!

man happy and celebrating

Being Refused Car Finance is a Thing of The Past!

Tried the rest? Now try the best! If you’ve been refused car finance elsewhere, we understand how frustrating it can be. If your credit score is holding you back, we can explore options to help. Specialising in car finance for bad credit, we’ve helped many people finally secure the car finance approval they need to get on the road.

Become One of Our Happy Customers!

Here are some kind words our recent customers had to say:

Read more of our fantastic 5-star reviews and see why people choose us!

⭐️⭐️⭐️⭐️⭐️

“Love My New Car!!”

“Super happy with the service I was given, love my new car!! The turn around time from start to finish was super quick and easy. Sean went above and beyond to help me to get me my car! I will 100% be recommending them to friends and family. Thank you again :).”

🗣 – Jordan from Basildon.

⭐️⭐️⭐️⭐️⭐️

“A Quick and Pleasant Experience.”

“Was pretty straight forward dealing with this company. I applied online got a phone call, quick brief chat, then started to WhatsApp me helping me look for a car. They dealt with pretty much everything after I decided on car, so five stars for a quick and pleasant experience.”

🗣 – Iona from Edinburgh.

⭐️⭐️⭐️⭐️⭐️

“Managed To Refinance and Keep The Car I love.”

“After months of worrying and declined finance, I thought I would give refused car finance a go. Sean is a absolute dream. He got me finance so I’ve managed to refinance and keep the car I love. From start to finish Sean made me feel relaxed and in the day a secured deal. Thank you so much Sean you’re a credit to the company. X”

🗣 – Teresa from Leeds.

We’ll Help Get You On The Road!

Even if you’ve been refused car finance, we’re here to help you find the best deal for your needs!

We work with FCA-approved, trustworthy car dealers across the UK to ensure our customers drive away in their ideal car. We’ve helped thousands of customers secure car finance, whether you’re looking for no-deposit options or hoping to refinance your vehicle.

woman helping over the phone

A Lending Panel Designed For Your Situation.

As a reputable and reliable car finance broker, Refused Car Finance works exclusively with trusted car finance providers to ensure you receive the most suitable deal for your situation. By partnering with some of the UK’s leading lenders, we can offer a wide range of products and services to help you find the best car finance solution for your needs.

Marsh Finance
zopa logo new
Oodle Car Finance
Paragon Finance
Advantage finance

zopa logo new
Advantage finance
           Marsh Finance

Paragon Finance       Oodle Car Finance

shouting about what we do

Some Of Our Most Popular Services Include:

Let's Get Started!

Applying with us takes just a few minutes, and your credit score won’t be affected. We’ll get straight to work finding the best deal for your situation.