Car finance Coventry

Affordable Coventry car finance deals at your fingertips! 

We can help find a lender for Coventry car finance! Our finance first approach to car finance means you can get introduced to a lender with affordable finance deals and choose the car you want from a trusted dealer!

Applying through our website means you can benefit from a range of car finance options to suit you including no deposit car finance, flexible repayment terms, and fixed interest rates. What’s more unlike many other car credit companies, we won’t decline you for solely having bad credit or a benefit-only income. We are far more interested in your affordability and ensuring we can get you the best car finance deal for your budget as opposed to declining you purely because of a low credit score or lack of employment. If you meet one of our lender’s eligibility criteria, you could even drive away in your new car this week! 

What if I am looking for bad credit car finance in Coventry? 

Obtaining car finance with bad credit through other companies can be a minefield and can leave you feeling deflated. With us, however, we won’t reject your application because of a low credit score alone. We can’t guarantee you’ll get approved but our lending panel has been designed specifically for people with less-than-perfect credit. It’s really important to ensure that you can comfortably afford your car finance repayments and we will ensure that any loan we help you obtain fits easily within your budget. Therefore, rather than your credit history, we care more about your affordability. 

Refused Car Finance will also protect your credit score from any further damage by not causing any unnecessary searches to be carried out. When your application is sent to a lender some will search your credit report to get a better understanding of your borrowing history to help them build a picture of you as a borrower. Sometimes these searches can leave a mark on your report, a lot of these searches from different lending companies suggest you are often seeking financial help and can be seen as a negative to lenders in the future. It’s important to keep your credit report healthy to keep the number of searches to a minimum. Our experts can prevent a lender carrying out this search if we know already that they won’t accept your application. Being well devised in each individual lender’s criteria means we can ensure that your application is only sent to the lenders you have a strong chance of being approved by, therefore minimising searches on your report and causing any damage further down the line.

How do I apply? 

Our car finance process works in the same way no matter where you live in the UK! Make a free application with no harm to your credit score, get a decision and if approved, you can choose a car from any FCA-registered car dealership in the UK.

3. Tell us about you. 

Once you’re happy, you can choose any car in your finance budget from any UK dealership! All we ask is you choose a trusted dealer who is verified by the FCA. 

Can I get finance with no credit history? 

Getting car finance with bad credit can be difficult, but if you have a thin or no credit history at all you may also find it hard. You may feel it’s unfair that because you have not had to borrow money previously that may harm your chances of borrowing in the future. After all, doesn’t never having borrowed money suggest you are good with your finances? It possibly might, but from a lender’s point of view, they feel safer lending to people who have proven they can pay it back. If you have not taken out finance before a lender has no way of knowing if you will be good at meeting your repayments. That is why at Refused Car Finance we have secured some of the very best lenders that do provide car finance to people in Coventry who do not have a history of credit. If you are looking for Coventry car finance with no credit history then we can see how we could help.

Can you guarantee Coventry car finance? 

Which cars can I get on finance? 

We can help source a car for you from any FCA-approved car dealer in Coventry or the wider West Midland area. At Refused Car Finance we have built strong relationships with car dealers in Coventry to help source the best quality used cars for your budget. However, you don’t have to choose the cars from our recommended Coventry dealers, you are free to pick from any FCA-approved car dealer in the country!