London car finance is a click away! 

Looking for car finance in London? Refused Car Finance is the number one bad credit car finance specialist. We are committed to helping you get car finance near you!

We understand that living in London can be expensive! However, just because you live in London doesn’t mean that you have to pay more for your next car. We know it’s of utmost importance that you get the best London car finance deal possible! Find out below how the process works. 

How do I apply?

Woman applying for finance online

1. Apply online. 

Use our quick application form to give us a few details about yourself and one of our expert teams will be in touch. 

man seeing which lenders want to offer finance

2. Get approved. 

If one or more of our lenders wish to offer you a finance deal, we’ll be in touch with the lowest APR for your situation.

man and woman sitting on car

3. Drive away. 

Sign the paperwork and find any car within your budget from any FCA-approved car dealership.

Car finance deals in London.

✓ Fixed Interest Rates.
✓ Flexible Repayment Terms.
No Deposit Options.
✓ Affordable monthly payments.
✓ Receive a same-day instant decision.
✓ 100s of cars to choose from.
✓ Trusted UK lenders.

⭐️⭐️⭐️⭐️⭐️

“Quick and stress-free service, would definitely recommend! Sean did an amazing job, thank you very much!”

 – William Copley (Via Reviews.io)

Don’t settle for anything less than the best car finance London deal! We work harder than anyone else to get you the best car finance deal that suits you. We understand that everyone has different needs and what is suitable for someone else may not work for you!

We will match you up with the lenders that suit your needs. One of the biggest benefits of using a car finance broker is that we can quickly compare a range of lenders and finance packages!

What about London car finance with bad credit? 

Car finance for bad credit is made easy with Refused Car Finance. When you apply for car finance through us, we’ll work as hard as possible to try to get you approved. No car finance company can guarantee car finance to you but we have created our bespoke lending panel with bad credit applicants in mind. 

We are proud to say that we have one of the highest acceptance rates for London car finance from any broker or lender in the UK. How do we do this? We have carefully selected a specialist panel of lenders who focus specifically on approving people with bad credit, or on benefits income. Due to the depth of our lending panel and their lending criteria, we are able to significantly improve your chances of being accepted for car finance compared to many of our competitors.

What car can I get? 

Get ANY car from ANY dealer!

We’re a car finance broker which means we help you find the best car finance deal first. Once you’ve been approved and you’re happy with the monthly payments, you’re then free to choose the car you want. As long as the car is in your finance budget and the dealership is verified by the Financial Conduct Authority, you have the freedom to get the car you want! Your personal finance expert will also be on hand to raise with the dealer on your behalf to arrange delivery or collection.

The best car finance deal for you!

Ready to get started? Applying with us will not affect your current credit score and only provides a soft search on your credit file.