SEAT Finance

Have you been searching for bad credit SEAT finance?

Seat Finance Requirements

You might be wondering who can apply for SEAT finance with bad credit?

As long as you can say yes to the following questions then we could have finance options available to you from one of our trusted lenders!

☑️ Have you lived in the UK for at least 3 years?
☑️ Are you at least 18 years old?
☑️ Are you free from bankruptcy?
☑️ Are you able to prove you can meet the repayments?

Perfect, then we can help! Make a free no-obligation application below and one of our personal finance experts will get back to you with a decision. 

How do I improve my chances of getting approved for used SEAT finance?

If you are wanting a no guarantor car finance package or the very best rates, then you need to meet more than the basic criteria. Here are some tips to helping improve the rate your get offered:

• Full UK Licence – This is not to say if you hold a provisional or EU licence we can’t help. Rather, to have access to our full lending panel a full UK licence is a huge help. The more options you have the easier it is for us to match you up to the very best deal.

• Good credit rating – Refused Car Finance are bad credit car finance specialists so please don’t worry about this too much! However, to get the very lowest rates, a good credit score is required. Regardless of the actual score, a credit file improving is seen far more favourably than a score on the way down.

• Consider a deposit – A deposit not only helps lower your monthly repayments, but it means you are lending less which makes your car finance less risky. No deposit car finance isn’t for everyone and we have many no deposit options for bad credit SEAT finance. However, if you can afford too, it’s definitely worth considering.

• Limit finance applications – Too many finance applications in a short period of time can signal to finance providers that you may be desperate and can call into question your financial stability. If you need car finance, it’s best to apply to one place, such as a car finance broker like us, and wait for the decision. If you need to apply for a mortgage, car finance and a credit card, start with the most important and biggest first.

How does SEAT car Finance work?

SEAT car finance is just as simple to apply for as any other form of car finance. The fact that you already know what make or car you are after only makes it easier. To get used SEAT finance just fill in our short application form. This will then come through to our car finance experts who will match you up with the most suitable lenders. Please keep your phone on you as we may give you a call if we need any further information.

Once we have a decision from our lenders we will be in contact to let you know the loan value and at what rate the finance companies are offering you. You then pick which SEAT finance package works best for you. We sort out all of the complicated paperwork with the lender so you can concentrate on the fun stuff, finding the right car!

If you already know which SEAT you would like to finance then we just need to get you all paid out and release the funds to the dealership. If you aren’t quite sure which car you want or you haven’t found the right one within your budget, then our free car-buying team can step in and help you source it! All cars must come from a trusted FCA-approved dealership to ensure that you are driving away in a reliable SEAT. If we haven’t already worked with the car garage before, we will undertake our own checks just to ensure that you aren’t being taken for a ride by a dodgy dealer. This is really important to us are we are the first broker in the UK who provides you with a free warranty on other people’s cars. 

Getting SEAT Finance with bad credit

We briefly touched on this above but it’s possibly the most common question we get asked so it’s worth repeating. You CAN get car finance with a bad credit score. You CAN drive away in a SEAT with a bad credit score. You have come to us most likely because this is your biggest worry. A credit score is one of many signals to lenders when they decide to offer you finance or not. It is not the only option though. We have put together a lending panel that approves applications for bad credit. If you are worried there are many steps you can undertake to improve your credit score that you should consider implementing before applying. 

SEAT finance deals

• No deposit plans are available
• Guarantor not required
• High approval rates
• Bad credit specialists
• FREE Warranty

Financing SEAT Cars

Find out more about the different SEAT models you could get on finance with us today.

SEAT Ateca Finance

We love the SEAT Ateca, and you should too. It’s practical, efficient and fun to drive. SUVs are the most desired car type in the UK these days and the Ateca is a fine example. It has a well sought-after high driving position making it really simple to drive. It looks sport though, thanks to its sharp headlights adding a touch of premium flare to it.

Treat yourself and your family to this SUV and we will give you a free warranty.

Did you know that SEAT release their high-performance cars under a new brand name? From 2018, the Cupra car brand was formed and currently includes 4 brands, three of which you’ll be familiar with: the Leon, Leon Estate, and Ateca.