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Why do I have bad credit?

Why do I have bad credit?

A low credit score can hold you back in life, but the good news is it can be fixed. If you find yourself asking ‘why do I have bad credit?’ You’re not alone! Over 60% of our customers don’t even know their current credit score! You may not be...

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Car finance with a default

Car finance with a default

Can you get car finance with a default on your credit file?   As high street banks warn of a rise in defaults on loans, more of us are concerned about how much impact a default has on getting car finance. If the default is playing on your mind and you’re anxious...

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How Do Credit Scores Affect Car Finance?

How Do Credit Scores Affect Car Finance?

Car finance is a straightforward and simple process and for many people, it means they can get a car and pay for it over a term that suits them! One of the most essential and unavoidable steps of the process is having a credit search performed on your credit file....

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What information is recorded on your credit file?

What information is recorded on your credit file?

When it comes to getting a car on finance, your credit score is really important. That’s why it’s always a good idea to check your credit before your start applying. When you check your credit report, you will get access to your previous borrowing history...

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What is the lowest credit score needed for car finance?

What is the lowest credit score needed for car finance?

When it comes to getting a car on finance, you may be wondering what your chances of approval are. For many people, having a bad credit score could be the number one reason why you can be refused car finance. If you’re worried about bad credit, you may be...

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