Rates from 11.9%. Representative APR = 23.9%*.
*11.9% Representative Example = £6,086.80 Balance to Finance. Monthly payment £133.24 x 60 months. Total payable £6,907.79. Rates may differ as they are dependent on individual circumstances. Subject to status. 23.9% APR Representative Example = £7,000 balance to finance. Monthly payment: £189.19 x 60 months. £10 option to purchase fee. Total charge for credit: £4,125. Total amount payable: £11,351. (Hire Purchase Examples).
Refused Car Finance is a credit broker, not a lender.
Fast & friendly car finance in 3 simple steps…

1. Get a quote.
Make a FREE no obligation application with no effect on your credit score.

2. Choose your car.
Choose a car within your budget from any verified dealership across the UK.

3. Drive away!
Sign the paperwork, collect the car, and drive away – it’s that simple!

Being Refused Car Finance is a thing of the past!
Let’s get you that car finance approval! If you’re worried that your credit score is preventing you from getting accepted for car finance then we’ll see how we could help. Specialising in car finance for bad credit, we have previously been able to help many people finally get the car finance approval they need.
Become one of our happy customers!
Here are some kind words our recent customers had to say:
Read more of our fantastic 5* customer reviews.
⭐️⭐️⭐️⭐️⭐️
“Love my new car!!”
“Super happy with the service I was given, love my new car!! The turn around time from start to finish was super quick and easy. Sean went above and beyond to help me to get me my car! I will 100% be recommending them to friends and family. Thank you again :).”
🗣 – Jordan from Basildon.
⭐️⭐️⭐️⭐️⭐️
“A quick and pleasant experience.”
“Was pretty straight forward dealing with this company. I applied online got a phone call, quick brief chat, then started to WhatsApp me helping me look for a car. They dealt with pretty much everything after I decided on car, so five stars for a quick and pleasant experience.”
🗣 – Iona from Edinburgh.
⭐️⭐️⭐️⭐️⭐️
“Managed to refinance and keep the car I love.”
“After months of worrying and declined finance, I thought I would give refused car finance a go. Sean is a absolute dream. He got me finance so I’ve managed to refinance and keep the car I love. From start to finish Sean made me feel relaxed and in the day a secured deal. Thank you so much Sean you’re a credit to the company. X”
🗣 – Teresa from Leeds.
We’ll help get you on the road!
Let us give you a hand in finding the best car finance deal for you.
We work with FCA-approved, trustworthy car dealers right across the country to ensure our customers drive away in their ideal car! We’ve helped thousands of customers across the UK with their car finance. Whether you’re looking for no-deposit car finance or hoping to refinance your car, we can help!

A lending panel designed for your situation.
Here at Refused Car Finance, we only work with trusted car finance providers that we believe are going to be the most suitable for you. By partnering with some of the UK’s best lenders, we can offer a whole range of products and services to help find the best car finance deal for your situation.






Some of our most popular services include:
Car Finance on Benefits | Self-Employed Car Finance | No Credit Car Loans | Joint Car Finance | Black Box Car Finance | Refinance Balloon Payments.
Use the links above to find the right finance deal for you.
Let's Get Started!
Applying with us only takes a few minutes and your credit score won’t be affected.